As the holidays approach, you are bombarded with the question, “What kind of presents do you want.” As you get older, that question becomes more difficult to answer. When you are a kid, it’s easy to say you want the latest and greatest toys, clothes or games. But, you realize as you reach your teen years that getting those things isn’t quite the thrill it was before.
So, what types of things should you ask for? Here’s a list to help you get started.
You can never go wrong with cash. You can spend it anywhere, on anything you choose. Or, my personal favorite: Spend a little on yourself and put the rest in a savings account.
Contributions to a College Fund
Whether you have a Prepaid Tuition Program or a regular savings account, asking someone to contribute to your future educational needs is a great way to save for school. If you are interested in learning more about College Savings Plans visit www.savingforcollege.com.
Think about where you like to shop, eat or just hang out. No matter where that is at, there is a high likelihood they are going to have gift cards. Also, many banks offer gift cards to use anywhere. Ask for one or more gift cards. They’re as good as cash.
In this day and age, there is a high demand to have electronics to complete school work, apply to colleges and manage finances. A tablet, laptop or smartphone can help you stay connected and be efficient. If what you want is out of the price range of what someone can spend, go back to asking for cash or a gift card and put that towards the device you want.
No matter which of these options you are asking for, the gift giver will be appreciative that you gave them great options. Also, these gifts will provide you with a little financial independence.
Heather Wick – Marketing & Communications Specialist, Alpine Bank